If you have permanent injury or illness which prevents you from returning back to your normal job, you then may be able to make a claim for TPD claim.
What is Total and Permanent Disability (TPD)?
Majority of the Australian employees and employer have a Superannuation account and within their Superannuation account, they usually have an insurance called Total and Permanent Disability (TPD) insurance. TPD claims are usually paid if you can no longer return to work due to the severity of your injury or illness.
What are some common examples of TPD type of claims?
This can include all health problems. Some examples can be:
- Chronic obstructive pulmonary disease (COPD)
- Different type of cancer
- Blindness/loss of vision
- Multiple Sclerosis
- Major Head Trauma
- Terminally Ill
- Chronic Disease
- Severe Physical injury
Depending on the insurance policy, some might have pre-existing condition clauses or exclude “mental health condition” as TPD. Nonetheless, it is our job to fight for each claim and get the best possible outcome for you.
What benefits do I get from TPD claims?
TPD benefits are paid on lump sums basis and are calculated at the date you were last physically were able to work.
Who pays for TPD compensation?
Generally, the insurance company for your Superannuation account. This is called Life Cover insurance. You do not have to worry about finding the details of the insurance company yourself. We have the resources to find these important details.
How much will it cost to make a TPD claim for compensation?
We offer a No Win, No Fee* arrangement for TPD claims because we believe anyone with a claim deserves access to legal representation, no matter their financial circumstances.
This means you don’t have to pay our legal fees unless your claim is successful.
For more information on our guarantee to you, don’t hesitate to contact us for a confidential and obligation-free discussion.
Are there any time limits to making a TPD claim for compensation?
Strictly speaking, no time limit applies. However, we suggest making your claim as soon as possible to avoid any delay
To maximise the chance of a successful claim, you should seek legal advice from our experienced lawyers as soon as possible.
Shaheen Legal has expertise in representing clients in TPD matters. Our Principal Solicitor has previously worked with a large Life Insurance Company and has wealth of exposure in this area of law. If you want to discuss a TPD matter, contact our office on 02 9854 5552 or email us at email@example.com